Payment Policy

Effective Date: March 12, 2025

At QuiBTopin, we aim to provide a seamless and secure shopping experience for our customers. This Payment Policy outlines the payment methods we accept, the payment process, and other related terms and conditions. By making a purchase from our website https://quibtopin.com, you agree to the terms of this Payment Policy.

1. Accepted Payment Methods

We accept a variety of payment methods to make your shopping experience convenient and secure. The following payment methods are accepted:

    • Credit and Debit Cards:
      We accept major credit and debit cards, including:

      • Visa
      • MasterCard
      • American Express
      • Discover

    • PayPal:
      You can pay securely using your PayPal account. If you choose this payment method, you will be redirected to the PayPal site to complete the transaction.

    • Apple Pay:
      For customers using compatible devices, Apple Pay is accepted as a secure and quick way to complete your purchase.

    • Google Pay:
      Google Pay is available for customers using compatible Android devices, providing a fast and secure payment option.

    • Other Payment Methods:
      We may occasionally offer additional payment methods or localized payment options depending on your location. These will be clearly presented during checkout.

2. Payment Process

    • Order Placement:
      After selecting your items and proceeding to checkout, you will be prompted to choose your preferred payment method. Once you enter your payment information, it will be processed securely.

    • Authorization and Processing:
      All payments are authorized and processed through secure payment gateways. Your payment will be verified before the order is confirmed. By submitting your payment details, you authorize us to charge the total amount due for your order, including applicable taxes and shipping fees.

    • Payment Confirmation:
      After the payment is successfully processed, you will receive an order confirmation email with details of your purchase, including your order number, items ordered, and shipping information. This email serves as confirmation that your payment has been received and your order is being processed.

    • Payment Declines:
      If your payment is declined for any reason (e.g., insufficient funds, incorrect payment details), we will notify you via email. You will be required to provide updated payment information to complete the transaction.

3. Currency and Pricing

    • Currency:
      All transactions are processed in USD (United States Dollars) unless otherwise specified.

    • Pricing Accuracy:
      We strive to ensure that all prices listed on our Website are accurate. However, errors may occur. In the event of a pricing error, we will contact you to inform you of the discrepancy and offer the option to proceed with the corrected price or cancel the order.

    • Sales Tax:
      Sales tax will be added to your order based on your delivery address. The applicable sales tax rate will be calculated during checkout and displayed before you complete your payment.

4. Security and Payment Data Protection

    • Secure Payment Process:
      We use industry-standard encryption technologies to protect your payment details during transmission. Your payment information is securely processed through third-party payment gateways (such as PayPal, Stripe, etc.), which are fully compliant with Payment Card Industry Data Security Standard (PCI DSS).

    • Payment Data Storage:
      We do not store any sensitive payment information (e.g., credit card numbers, CVV codes) on our servers. All payment data is processed and stored by our secure payment service providers.

5. Order Cancellation and Modifications

    • Order Cancellations:
      If you wish to cancel your order, please contact our customer service team as soon as possible. If your order has already been processed or shipped, we will not be able to cancel it. You may be eligible for a return or refund based on our Refund and Returns Policy.

    • Payment Adjustments:
      In the event that an order needs to be modified (e.g., a change in quantity, removal of items), we will adjust the total payment amount accordingly. You will be notified of any price changes, and the payment will be recalculated during the update process.

6. International Orders

For international orders, payments are processed in USD, and additional customs duties, taxes, or fees may apply based on the destination country. These charges are the responsibility of the customer and will be calculated during the customs clearance process. Please note that any additional charges related to international shipping, taxes, or duties are beyond our control.

7. Fraud Prevention and Security

We take the security of your payment information seriously. In order to protect both our customers and ourselves from fraudulent transactions, we may verify the payment information provided by you. This may involve:

    • Requesting additional information or documentation (e.g., billing address verification, government-issued ID).
    • Delaying shipment of orders for security checks or fraud prevention purposes.

We reserve the right to cancel any order that is suspected of being fraudulent.

8. Refunds and Payment Disputes

    • Refunds:
      Refunds for returned products are processed according to our Refund and Returns Policy. Refunds are issued to the original payment method used for the order. Please note that it may take 3–7 business days for the refund to appear in your account, depending on your payment provider.

    • Payment Disputes:
      If you dispute a charge made to your payment method, please contact us at info@quibtopin.com to resolve the issue. If the dispute is unresolved, we may refer the matter to the relevant payment provider or financial institution.

9. Customer Support

If you have any questions or concerns regarding payment methods, processing, or security, please feel free to contact us:

Note: This Payment Policy is subject to change. Please review it periodically to stay informed about any updates. Your continued use of our Website after changes to this Payment Policy constitutes your acceptance of the revised terms.